This secured card works like a traditional credit card for everyday purchases—with one key difference. A refundable security deposit helps set your credit limit, giving you a structured, manageable way to build healthy credit habits over time.
Mastercard Zero Liability Protection: As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. Have peace of mind knowing that you won’t be held responsible for “unauthorized” transactions.1
Mastercard ID Theft Protection: Mastercard ID Theft Protection alerts you to possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information. It also provides you with resolution services should you find yourself a victim of identity theft.2
Priceless Experiences: Mastercard gives you exclusive access to Premium Preferred Seats and Ticket Presales at top venues and festivals across the U.S.
Protects from fraudulent card transactions
Alerts you to possible identity theft
The security of a chip card with the convenience of a tap with contactless payments
Access to our Online and Mobile Banking service 24/7
Each card features a distinctive notch design that makes it easier to find when you need it
Including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in-store, online, and in app3
Take advantage of our account features by customizing your credit card with automatic payments and card alerts
Check your account balances, transactions and rewards
A pre-qualification request will not result in an impact to my credit report. By accepting a pre-qualified offer, a hard inquiry may occur which may have an impact on my credit report.
Platinum Secured Mastercard® Purchase & Transfer APR: 29.99 fixed APR. Cash Advance APR: 29.49% variable. Cash Advance Fee: Either $10 or up to 5% of the amount of each cash advance, whichever is greater.
1 Mastercard Zero Liability Protection: These are summary descriptions only. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zero liability. Contact your issuing financial institution for complete coverage terms and conditions or call 1.800. Mastercard (1.800.627.8372) for assistance. Applicable to U.S. cardholders only.
2 Mastercard ID Theft Protection: Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.
3Wireless carrier, text and/or data charges may apply.
Navigant Credit Union reports information about your Account to credit bureaus. Payments made by your billing statement due date can help build or establish your credit. Negative credit information, including late payments, missed payments, or other defaults on your Account may be reflected in your credit report and may adversely impact your ability to build credit. Subject to individual credit approval.
Apply Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
Google pay is a trademark of Google LLC. Google Pay works on Android devises running Android Lollipop 5.0 or above.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Credit Cards are issued by Navigant Credit Union NCUA.
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Annual Meeting of the Membership 1/26/26 at 4:00pm. Click Here to sign up.
