Business Lending

Helping small companies get off the ground.

When you own your business, every detail is crucial. We know that and pride ourselves on being able to offer the same solutions as larger institutions do, while giving you the personal attention that only a “local financial institution” can.

As a SBA Preferred Lender, we understand small businesses and offer a variety of loans to help yours succeed. Whether you’re an investor, need seed money for a start-up, or want to fund your business expansion, we have options tailored toward your goals, company size, and the amount you’d like to borrow.

We've made borrowing simple, so you can focus on growing your business

Borrowing has never been easier. Our Advantage Loan has a streamlined process, with a quick turnaround time so you can start investing in your business sooner.

Contact one of our Business Development Officers today to see how we can help.

Think long-term investment

These loans are your best bet for handling bigger business projects without the surprise of a variable interest rate.

Contact one of our Business Relationship Managers today to see how we can help.

Flexible financing when you need it

Location. Location. Location.

Our Real Estate Loans can help you secure the best spot for your business or expand your footprint in the smartest way possible. Choose from loans to finance the acquisition of commercial real estate whether it be an office building, multi-family investment property, mixed-use property or the construction of a new facility to house your business. We also offer refinancing of existing commercial real estate debt to obtain a better rate or additional money needed for your business.
When you succeed, so do we. We look forward to establishing a prosperous business banking relationship with you.

Business Lending FAQs

Yes, we do; however, the applicant would need to provide a business plan and an accountant-prepared financial projection for at least three years. These loans would be offered through the SBA lending program on our Business Lending page if eligible. 

We offer a number of different types of business loans, including our Term Loans, Business Line of Credit, and Real Estate Financing. Our Credit Union also offers loans for machinery & equipment financing, and short-term loans for other business purposes.

To submit a business loan request, you will need the following information:

  • A completed Business Loan Application
  • Personal Financial Statement(s) for each signor
  • Business tax returns or financial statements for the past three years
  • Personal tax returns from the past three years for each owner
  • A Rent Roll if the loan is for an investment property
  • A business mission statement or a brief overview of the company’s principles

 

For more information, visit our Business Lending page or contact us for assistance.

Yes we offer SBA loans through the 7(a) and 504 programs. You can view more information about our SBA loans on our business lending page.

Connect with one of our Business Development Officers

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