Journey Rewards Checking

Earn interest & ATM fee refunds

Make your life a little more rewarding

High Interest Rate

Up to $20,000

To start earning a high 4.50% APY* on your Journey Rewards Checking balance up to $20,000, this is all you need to do:

  • Enroll to receive eStatements
  • Make one direct deposit or automatic payment per monthly cycle
  • Make 12 debit-card purchases per monthly cycle
  • Maintain a minimum daily balance of $10

No More ATM Fees

Up to $25 in refunds per cycle

With your Journey Rewards Checking account, we’ll refund your usage fees up to $25 per cycle on ATMs nationwide—and this is just one of the many benefits of being a member.

Digital Banking

Banking as mobile as you are

Check your accounts, pay bills and make deposits anytime, from anywhere. Plus, use Card Controls to activate, deactivate and manage your debit card, and make transfers or payments quickly with Pay-A-Person.

We’re ready when you are.

Thank you for your interest in opening a Journey Rewards Checking account with Navigant Credit Union. Open this account with just $10, and enjoy high interest rates, ATM fee refunds, and more.

*APY is Annual Percentage Yield and is accurate as of 5/8/2024. You must maintain a minimum daily balance of $10.00 in your account to obtain the disclosed APY. Also, you must meet the additional three eligibility requirements to receive the full Journey Rewards Checking benefits: (1) 12 debit card purchases must post and settle each monthly statement cycle; (2) have one direct deposit or automatic payment post and settle each monthly statement cycle; and (3) access online banking and enroll to receive electronic statements. ATM fee refunds up to $25 per monthly statement cycle. ATM-processed transactions do not count towards qualifying debit card purchases.  If all Journey Rewards Checking eligibility requirements are met, balances between $10-$20,000 receive an APY of 4.50% while balances over $20,000 receive an APY of .35%. If you do not meet all Journey Rewards Checking eligibility requirements each monthly statement cycle, your account will still function as a Journey Rewards Checking account earning an APY of .05%, and you will not receive ATM fee refunds for that time period. Rate is subject to change at any time after account opening. Fees may reduce earnings. For existing and new members when a new Journey Rewards Checking account is opened. Federally insured by NCUA.

Online & Mobile Banking may experience service interruption on Saturday, May 18th from 9:00pm – Sunday, May 19th 5:00am due to system maintenance. We apologize for the inconvenience.