An escrow account allows you to pay your homeowners insurance, flood insurance, and property taxes monthly as part of your mortgage payment, instead of in a large lump sum. This helps organize monthly finances, and avoids delinquent payments, late fees, or lapses in coverage.
An escrow account is required for loans with an LTV (Loan to Value) greater than 80%.
Please Note: We do not escrow for Water, Sewer, Fire taxes, or Personal Condominium Policies.
To inquire about your current escrow account or if you would like to establish an escrow account, please contact call our Contact Center at (401) 233-4700 to submit the request.
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Snow Day Closure Notice: Due to current snow conditions, all branch locations and our Contact Center will be closed on Monday, January 26th, to ensure the safety of our members and employees.
UPDATE: Annual Meeting of the Membership postponed to 2/9/26 at 4:00pm. Click Here to register. If you registered for the 1/26 meeting, kindly re-register so we have an accurate count.
