Unlimited cash back on groceries
Unlimited cash back on gas, restaurants & streaming services
Unlimited cash back on everything else
Limited Time Offer: Earn $100 after spending $1,000 in the first 90 days^
0% Introductory APR on Balance Transfers for the first 12 months.* Thereafter APR is variable, currently 18.49%-28.49%
0% Introductory APR on Purchases for the first 6 months.* Thereafter APR is variable, currently 18.49%-28.49%
Mastercard Zero Liability Protection: As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. Have peace of mind knowing that you won’t be held responsible for “unauthorized” transactions.2
Mastercard ID Theft Protection: Mastercard ID Theft Protection alerts you to possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information. It also provides you with resolution services should you find yourself a victim of identity theft.3
Mastercard Travel & Lifestyle Services: Access to Mastercard® Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more.4
Priceless Experiences: Mastercard gives you exclusive access to Premium Preferred Seats and Ticket Presales at top venues and festivals across the U.S.
Unlimited cash back on groceries
Unlimited cash back on gas, restaurants & streaming services
Unlimited cash back on everything else
Limited Time Offer: Earn $100 after spending $1,000 in the first 90 days^
0% Introductory APR on Balance Transfers for the first 12 months.* Thereafter APR is variable, currently 18.49%-28.49%
0% Introductory APR on Purchases for the first 6 months.* Thereafter APR is variable, currently 18.49%-28.49%
Mastercard Zero Liability Protection: As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. Have peace of mind knowing that you won’t be held responsible for “unauthorized” transactions.2
Mastercard ID Theft Protection: Mastercard ID Theft Protection alerts you to possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information. It also provides you with resolution services should you find yourself a victim of identity theft.3
Mastercard Travel & Lifestyle Services: Access to Mastercard® Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more.4
Protects from fraudulent card transactions
Alerts you to possible identity theft
The security of a chip card with the convenience of a tap with contactless payments
Access to our Online and Mobile Banking service 24/7
Each card features a distinctive notch design that makes it easier to find when you need it
Including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in-store, online, and in app5
Take advantage of our account features by customizing your credit card with automatic payments and card alerts
Check your account balances, transactions and rewards
A pre-qualification request will not result in an impact to my credit report. By accepting a pre-qualified offer, a hard inquiry may occur which may have an impact on my credit report.
^Limited Time Offer: Earn a $100 cash back bonus when you spend $1,000 or more on eligible purchases within the first 90 days from account opening with your new Navigant Credit Union Cash Back World Mastercard®. Purchases must be made using the card and posted to your account within 90 days of account opening. Certain transactions do not qualify for cash back rewards. For example, balance transfers, cash advances, accounts fees or charges, interest charges, life insurance charges, money orders, wire transfers, lottery tickets, gambling charges, or unauthorized charges to your account do not earn cash back rewards. Purchases are submitted and categorized by the merchant, not Navigant Credit Union. A purchase will not receive any rewards points if the merchant’s code is not eligible. To qualify, you must open a new Navigant Credit Union Cash Back World Mastercard® between January 1, 2026, and June 30, 2026. Navigant Credit Union may terminate the availability of this offer sooner. This offer is limited to one offer per account. Cash Back Bonus may be considered taxable income. Please contact your tax accountant. The one-time bonus will be paid as rewards points once your account has reached the required spend amount. Account must be open and active to receive the bonus. Allow 90 days for your bonus rewards points to post. Credit Cards are issued by Navigant Credit Union. Member NCUA. This offer and the rewards program are governed by the terms and conditions set forth in the Rewards Guide which can be found here and will also be provided with your card.
Cash Back World Mastercard® Purchase & Transfer APR: 18.49% – 28.49% variable APR. Cash Advance APR: 29.49% variable. Cash Advance Fee: Either $10 or up to 5% of the amount of each cash advance, whichever is greater. Balance Transfer Fee: Either $10 or 5% of the amount of each transferred balance, whichever is greater, that posts to your account at a Promotional APR that we may offer you. If you received a Promotional Balance Transfer Offer, it must be used within the first 90 days from account opening.
1Earn Unlimited Cash Back on eligible purchases. Program terms, exclusions, and redemption details apply. See the Rewards Guide for complete information.
2Mastercard Zero Liability Protection: These are summary descriptions only. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zero liability. Contact your issuing financial institution for complete coverage terms and conditions or call 1.800. Mastercard (1.800.627.8372) for assistance. Applicable to U.S. cardholders only.
3Mastercard ID Theft Protection: Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.
4Mastercard Travel & Lifestyle Services® Certain terms, conditions and exclusions apply. This benefit may be subject to change without prior notice. Please visit http://travel.mastercard.com/product/terms for the latest benefit information and terms & conditions.
5Wireless carrier, text and/or data charges may apply.
Navigant Credit Union reports information about your Account to credit bureaus. Payments made by your billing statement due date can help build or establish your credit. Negative credit information, including late payments, missed payments, or other defaults on your Account may be reflected in your credit report and may adversely impact your ability to build credit. Subject to individual credit approval.
Apply Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
Google pay is a trademark of Google LLC. Google Pay works on Android devises running Android Lollipop 5.0 or above.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Credit Cards are issued by Navigant Credit Union NCUA.
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Annual Meeting of the Membership 1/26/26 at 4:00pm. Click Here to sign up.
