Earn interest & ATM fee refunds
1. Enroll to receive your Electronic Statements
2. Make one Direct Deposit or automatic payment per monthly cycle
3. Make 12 debit-card purchases per monthly cycle
*APY is Annual Percentage Yield and is accurate as of 04/17/2023. You must maintain a minimum daily balance of $10.00 in your account to obtain the disclosed APY. Also, you must meet the additional three eligibility requirements to receive the full Journey Rewards Checking benefits: (1) 12 debit card purchases must post and settle each monthly statement cycle; (2) have one direct deposit or automatic payment post and settle each monthly statement cycle; and (3) access online banking and enroll to receive electronic statements. ATM fee refunds up to $25 per monthly statement cycle. ATM-processed transactions do not count towards qualifying debit card purchases. If all Journey Rewards Checking eligibility requirements are met, balances between $10-$20,000 receive an APY of 4.50% while balances over $20,000 receive an APY of .35%. If you do not meet all Journey Rewards Checking eligibility requirements each monthly statement cycle, your account will still function as a Journey Rewards Checking account earning an APY of .05%, and you will not receive ATM fee refunds for that time period. Rate is subject to change at any time after account opening. Fees may reduce earnings. For existing and new members when a new Journey Rewards Checking account is opened.
Goodbye low-balance fees; hello, savings
Call our Contact Center at 401.233.4700 for more information. Fees may reduce earnings. If condition is not met, a $10 monthly service fee will apply.
Get in on something good with better rates and extra perks
Our Relationship Checking takes things to the next level, by offering unlimited check writing and the ability to order 1 box of checks for free once per calendar year. Plus, the $12.00 low-balance fee is waived when you maintain a daily deposit balance across all accounts of $5,000.
Call our Contact Center at 401-233-4700 for more information. Fees may reduce earnings. Aggregate balance requirement is calculated using an average daily balance.
Give yourself a second chance or a fresh start
Whether this is your first account or you’re starting over again financially, we provide the freedom to make purchases without extra fees and a secure place to save your money. New Beginnings Checking and Savings accounts each require only $10.00 to open, and comes with an ATM card for convenient 24-hour access.
New Beginnings Checking
Free Services
Fees may reduce earnings.
Music to students’ ears . . . no fees!
A digital-focused account intended for 13-22 year olds. Open this account with just $10, and enjoy no fees.
Features include:
Fees may apply to out-of-network ATMs. Primary account holders 13-17 years old require a parent or guardian as a joint owner on the account. When the primary account holder turns 22 years old, the account will automatically switch to a Journey Rewards Checking account or an equivalent account type offered at that time. Bill Payment, Pay a Person and EFT only available for members 18 years of age and older. This account will not be eligible for overdraft privilege. There are no Insufficient Funds (Returned or Paid), or Uncollected Funds fees. Federally Insured by NCUA.
Earn interest & save money
Statement accounts only. Fees could reduce earnings.
Make your money grow faster
APY is Annual Percentage Yield. Rates subject to change at any time without notice. $2,500 minimum balance to open an account. Fees may apply. Tiers to earn APY are defined above.
Make your investment go further
Fees may reduce earnings.
Security and growth. Who could ask for more?
If you want to grow your savings and can afford not to touch your money for a while, our CDs are a great choice. Simply maintain at least a $500 balance and watch your interest compound monthly. You can even transfer your interest to your savings or checking account each month.
Available terms ranging from 10 months to 5 years.
A fee-free way to save for your future
Opening your Traditional, ROTH, or Coverdell Education IRA could be the most significant financial decision you make this year. With an opening deposit as low as $500.00 your money will grow while being protected.
You’ll have a financial plan in place that will enable you to enjoy an attractive lifestyle when you retire. To get started, call our Contact Center at 401.233.4700 and speak to one of our experienced member service representatives.
The best gift you can give yourself
The holidays can sneak up on you and bring gift-giving stress with it. So, have a plan in place and open your Christmas Club account today. You’ll not only get a gift from us in December, you’ll have the peace of mind that comes from knowing you have the money you need to wrap up Christmas with a giant red bow.
Pack your bags; leave the stress
Work hard, play hard. If that’s your motto, it’s never too early to start planning your next getaway. Open a Vacation Club account, put a little money in each week, and soon a lounge chair, sandy beach and amazing sunrise will be on the horizon.
We’re excited to welcome the PGEFCU members to Navigant Credit Union. For member information, click here.
Online & Mobile Banking will be unavailable on Saturday, December 9 from 9:00pm – Sunday, December 10 at 5:00am due to system maintenance. We apologize for the inconvenience.
