Business Lending

What can we help you do?

Whether you’re working on a start-up, funding business expansion, or investing, we have options that fit your goals, company size, and amount you’d like to borrow. Navigant Credit Union offers the same solutions as larger institutions do, with personal attention and local sensibility.

We’re a SBA Preferred Lender, offering Term Loans for long-term investment, Business Lines of Credit for flexible financing when you need it, and Real Estate Financing.

Get started today.

Initial Client Meeting Documents

To arrange a meeting, please choose one of the methods below.

Contact one of our business lending specialists directly
Scroll down to the “Connect” form below, submit it, and one of our business lending specialists will contact you
Call us at 401-233-4700

Requirements

Before you set up a meeting, get these forms completed and in hand. When we meet, we’ll explain your funding options, and help you get the funding you need.

A completed Business Loan Application
Personal Financial Statement(s)
A completed Tax Return Release Authorization Form (we will need the owner’s personal tax returns for the past three years, and your business tax returns or financial statements for the past three years)
A brief overview of the business and resumes of the company’s principals
Is your loan for investment property? Please complete this Rent Roll.
Business Debt Schedule click here

Have a question? Call 401-233-4700 and ask to speak to someone in the Member Business Lending Department.

Our Team

Jeffrey Cascione

Senior Vice President, Director of Commercial Banking

Jeffrey Cascione

Senior Vice President, Director of Commercial Banking

Jeffrey P. Cascione is the Senior Vice President, Director of Commercial Banking at Navigant Credit Union, where he is responsible for the oversight of all loan underwriting and approval recommendations, and for the day-to-day management of its Commercial Lending and Business Development Departments. He is also a member of the Senior Leadership Team.

A lifelong Rhode Islander, Jeff earned both his bachelor’s degree and his MBA from the University of Rhode Island and has established himself as an active leader in Rhode Island’s business and philanthropic communities. He currently serves as the Chair on the Board of Directors for the Northern Rhode Island Chamber of Commerce, and St. Mary’s Home for Children. He also served on the Board of Trustees for Holy Apostles Church in Cranston, Board Member and Treasurer for the Gabrielle Dinsmore Heart and Hope Fund, and as a member of the Executive Leadership Team for the American Heart Association’s Southern New England Chapter. Jeff has participated in many charitable events over the last ten years as Emcee and Auctioneer.

Jeff lives in Johnston with his wife, Eleni, where they enjoy spending as much time as possible with their combined families including four children and four grandchildren.

Phone:401.233.4716
Email:[email protected]

Donald Osley

VP, Senior Relationship Manager

Donald Osley

VP, Senior Relationship Manager

Prior to joining Navigant Credit Union in 2011, Don held management positions at Centreville Bank, Sovereign Bank and Fleet Bank. He holds a Bachelor of Science degree in Economics from Bentley University and an MBA in Business from the University of Rhode Island. Don is active in Rhode Island civic organizations, including the Coventry Housing Authority, where he is a member of the Family Self-Sufficiency Committee, the Pawtuxet Valley Rotary Club, where he serves as Treasurer, and is an Advisory Board Member of the Rhode Island Small Business Development Center.

Don is married, with a blended family of four boys.

Phone:401.233.3127
Email:[email protected]

Fred Smith

VP, Relationship Manager

Fred Smith

VP, Relationship Manager

Fred joined Navigant Credit Union in 2016, after six years as a Business Banking Officer at Citizens Bank. Prior to that, he was owner and manager of a construction and real estate development firm. He received a Professional Project Management Certificate from Bryant University.

Fred is a member of the Board of Directors of Working on Walking, a non-profit organization supporting Spinal Muscular Atrophy (SMA). Fred is a US Air Force veteran. He lives with his wife in Cumberland, RI.

Phone:401.233.4739
Email:[email protected]

Keith Lavimodiere

VP, Relationship Manager

Keith Lavimodiere

VP, Relationship Manager

Keith has 25 years of management and lending experience, working with business owners throughout Southern New England to assist them in achieving their financial goals. Keith believes that service excellence is at the heart of every customer interaction and works to inspire, mentor, and offer guidance to business owners. Keith is actively involved in his community, serving as a Board member for both Cranston Economic Development and the Cranston Rotary Club. He is a former Board member of Providence/Cranston Workforce Development and the Narragansett Counsel of the Boy Scouts of America. Keith is a volunteer coach for soccer and baseball with Cranston Leagues for Cranston’s Future (CLCF).

Keith attended Johnson and Wales University and lives in Cranston, RI, with his wife and two children.

Specializing In:
• SBA Lender highly versed in 7A and 504 Lending Programs
• Start-Up Business Solutions/Lending
• Commercial Construction Loans
• Commercial Real Estate Loans
• Lines of Credit

Phone:401.233.4729
Email:[email protected]

Joe Monteiro

VP, Relationship Manager

Joe Monteiro

VP, Relationship Manager

Joe has over 35 years of banking experience, with a focus on community economic development. Prior to joining Navigant, Joe served as Vice President, Relationship Manager for Webster Bank’s Business Banking Team. This is a return to Navigant for Joe, as he worked as an Assistant Vice President here for 6 years before joining Webster Bank. He has also held various positions at Bank of America and BankBoston.

In addition to his banking experience, Joe spent 2 years in the not-for-profit sector, serving as Project Director for The Providence Plan, an organization dedicated to comprehensive urban change.

Joe received a Bachelor of Science degree from Rhode Island College. He is a past governor-appointed board member of Rhode Island Housing and Rhode Island Economic Development Corporation. He is presently a board member of the United Regional Chamber of Commerce and represents Rhode Island on the New England Community Development Company.

Joe and his family live in Lincoln, Rhode Island, and he remains active in numerous civic and community organizations throughout Rhode Island and Southeastern Massachusetts.

Phone:401.233.4700
Email:[email protected]

Claudia Rocha

VP, Relationship Manager

Claudia Rocha

VP, Relationship Manager

Claudia brings over 20 years of expertise in commercial underwriting and lending, partnering with business owners and real estate investors across Rhode Island and Massachusetts to help them achieve their financial goals. As a Relationship Manager, Claudia goes beyond lending by understanding and anticipating the needs of her members, all while delivering exceptional customer service.

Actively engaged in her community, Claudia serves as the President of the Cumberland Lincoln Rotary Club and is a Board Member for Habitat for Humanity of West Bay and Northern Rhode Island. She holds an MBA and a B.S. in Finance from Providence College. Claudia resides in Cumberland, RI with her family.

Specializing In:
• SBA Lending (extensive knowledge of 7A and 504 Lending Programs)
• Commercial Construction Loans
• Commercial Real Estate Loans
• Lines of Credit

Phone:401.233.4799
Email:[email protected]

Business Development Team

Robert Villucci

VP, Business Development

Robert Villucci

VP, Business Development

Bob has over 35 years in the financial services industry, including 20 years with Navigant Credit Union. During his time at Navigant, Bob has overseen the development and growth of the Residential, Consumer Lending, and Indirect Lending departments, as well as Loan Servicing. In his current role as Vice President of Business Development, Bob oversees the Business Relationship Management team. He provides leadership to the initiatives of new member acquisition and maintaining strong member relationships. Bob’s expertise in credit union products and services provides the team with the necessary tools for success.

Over the years Bob has served the community in various capacities, and currently serves on the Boards of the Children’s Workshop Foundation and Spurwink RI, an organization that provides opportunities to children and adults with disabilities. Bob is also the Treasurer of the Italo American Club of Rhode Island.

Phone:401.233.4720
Email:[email protected]