Loyalty Bonus Program

A Reward for Your Relationship

At Navigant Credit Union, we value your loyalty. That’s why we’ve enhanced our Member Bonus Dividend Program and given it a new name: Loyalty Bonus Program. Starting January 1, 2026, this program is designed to give back to members who actively engage with us throughout the year.*

Rewarding Your Full Relationship

Your deposits and loans now work together to maximize your annual bonus dividend. The more you engage, the more you earn. It’s simple, seamless, and rewarding. It’s our way of saying thank you for choosing Navigant Credit Union as your financial partner.

How it works

*While the Navigant Credit Union Board of Directors intends to pay bonus dividends through our Loyalty Bonus Program every year, bonus dividends are not guaranteed and will depend on the credit union’s financial performance and requires Board approval.

**Board approved annual bonus dividend payments are limited to an aggregate of $1,500 for each tax-reported owner. The IRS requires that bonus dividends for an IRA be paid to the same IRA, and that the IRA be open when a bonus dividend is deposited. Eligible bonus dividend payouts will be credited to an open account (longest-tenured active checking account) in February of the following bonus program year. Bonus dividends to Commercial / Business Banking members may be subject to additional terms. Any member who causes Navigant Credit Union a loss for any reason will not be eligible for a Loyalty Bonus Program pay out.

†Bonus pay outs are calculated with the average balance of a member’s deposit and loan accounts for the calendar year of the Loyalty Bonus program. For all lines of credit, current balances are utilized for the calculation, not your available balance or credit limit.

Ready to maximize your rewards?

Thank you for your interest in choosing Navigant Credit Union as your financial partner. We look forward to serving you.

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