Up to $20,000
To start earning a high 3.00% APY* on your Journey Rewards Checking balance up to $20,000, this is all you need to do:
Up to $25 in refunds per cycle
With your Journey Rewards Checking account, we’ll refund your usage fees up to $25 per cycle on ATMs nationwide—and this is just one of the many benefits of being a member.
Banking as mobile as you are
Check your accounts, pay bills and make deposits anytime, from anywhere. Plus, use Card Controls to activate, deactivate and manage your debit card, and make transfers or payments quickly with Pay-A-Person.
Use promo code “JOURNEY100_2026” at account opening to qualify for your $100 bonus.
*APY = Annual Percentage Yield and is accurate as of 03/12/2026. You must maintain a minimum daily balance of $10.00 in your account to obtain the disclosed APY. Also, you must meet the additional three eligibility requirements to receive the full Journey Rewards Checking benefits: (1) 12 debit card purchases must post and settle each monthly statement cycle; (2) have one direct deposit or automatic payment post and settle each monthly statement cycle; and (3) access online banking and enroll to receive electronic statements. ATM fee refunds up to $25 per monthly statement cycle. ATM-processed transactions do not count towards qualifying debit card purchases. If all Journey Rewards Checking eligibility requirements are met, daily balances between $10-$20,000 will receive the advertised APY of 3.00%. The APY for this tier will range from 0.97% to 3.00% depending on the balance in your account. An interest rate of 0.249% will be paid only on the portion of daily balances greater than $20,000. If you do not meet all Journey Rewards Checking eligibility requirements for each monthly statement cycle, your account will still function as a Journey Rewards Checking account earning an APY of 0.05% on the entire balance of $10 or greater, and you will not receive ATM fee refunds for that time period. Rate is subject to change at any time after account opening. Fees may reduce earnings. For existing and new members when a new Journey Rewards Checking account is opened.
**Bonus Information: Offer available to new Journey Rewards Checking accounts only; limit one per member. $100 will be deposited into your account within 60 days of account opening. Your account must remain active and in good standing to receive the promotional credits. Promotional funds will appear as “Promotional Credit” on your monthly statement. The value of the promotion may be reported on Internal Revenue Service (IRS) Form 1099-INT and may be considered taxable income. Consult your tax advisor. Please utilize promo code: Journey100_2026. Promotion ends 12/31/2026.
Federally insured by NCUA.
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Online & Mobile Banking will be unavailable on Sunday, March 22nd from 1:30am – 5:30am due to system maintenance. We apologize for the inconvenience.
