Journey Rewards Checking

Earn interest & ATM fee refunds

Make your life a little more rewarding

High Interest Rate

Balances up to $20,000

To start earning a high 3.00% APY* on your Journey Rewards Checking balance up to $20,000, this is all you need to do:

  • Enroll to receive eStatements
  • Make one direct deposit or automatic payment per monthly cycle
  • Make 12 debit-card purchases per monthly cycle
  • Maintain a minimum daily balance of $10

No More ATM Fees

Up to $25 in refunds per cycle

With your Journey Rewards Checking account, we’ll refund your usage fees up to $25 per cycle on ATMs nationwide—and this is just one of the many benefits of being a member.

Digital Banking

Banking as mobile as you are

Check your accounts, pay bills and make deposits anytime, from anywhere. Plus, use Card Controls to activate, deactivate and manage your debit card, and make transfers or payments quickly with Pay-A-Person.

We’re ready when you are.

Thank you for your interest in opening a Journey Rewards Checking account with Navigant Credit Union. Open this account with just $10, and enjoy high interest rates, ATM fee refunds, and more.

Open Account
APY is Annual Percentage Yield and is accurate as of 01/22/2026. You must maintain a minimum daily balance of $10.00 to obtain the disclosed APY. To receive the full Journey Rewards Checking benefits, you must meet all of the following requirements during each monthly statement cycle: (1) at least 12 debit card purchases must post and settle; (2) at least one direct deposit or automatic payment post and settle; and (3) you must access online banking and enroll to receive electronic statements. ATM fees will be refunded up to a total of $25 per monthly statement cycle when all Journey Rewards Checking eligibility requirements are met. ATM-processed transactions do not count toward qualifying debit card purchases. If all eligibility requirements are met, balances from $10.00 up to and including $20,000 will earn the advertised APY of 3.00%. Balances over $20,000 will earn an interest rate of 0.249% on the portion of the balance exceeding $20,000. If you do not meet all eligibility requirements during a monthly statement cycle, your account will continue to function as a Journey Rewards Checking account; however, you will earn an APY of 0.05% on the entire balance when the balance is $10.00 or greater, and will not receive ATM fee refunds for that statement cycle. Rates are subject to change at any time after account opening. Fees may reduce earnings. Available to new and existing members who open a new Journey Rewards Checking account. Federally insured by NCUA.

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401-233-4700

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ROUTING #211589828

NMLS# 462987

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Online & Mobile Banking may experience service interruption on Saturday, August 22nd  from 8:00pm – Sunday, August 23rd 5:00am due to system maintenance. We apologize for the inconvenience.