Journey Rewards Checking

3.50% APY*

And, a $100 Bonus**

High Interest Rate

Up to $20,000

To start earning a high 4.00% APY* on your Journey Rewards Checking balance up to $20,000, this is all you need to do:

  • Enroll to receive eStatements
  • Make one direct deposit or automatic payment per monthly cycle
  • Make 12 debit-card purchases per monthly cycle
  • Maintain a minimum daily balance of $10

No More ATM Fees

Up to $25 in refunds per cycle

With your Journey Rewards Checking account, we’ll refund your usage fees up to $25 per cycle on ATMs nationwide—and this is just one of the many benefits of being a member.

Digital Banking

Banking as mobile as you are

Check your accounts, pay bills and make deposits anytime, from anywhere. Plus, use Card Controls to activate, deactivate and manage your debit card, and make transfers or payments quickly with Pay-A-Person.

Open your Journey Rewards Checking Account today!

Use promo code “JOURNEY1002025” at account opening to qualify for your $100 bonus.

*APY is Annual Percentage Yield and is accurate as of 12/24/2024. You must maintain a minimum daily balance of $10.00 in your account to obtain the disclosed APY. Also, you must meet the additional three eligibility requirements to receive the full Journey Rewards Checking benefits: 1) 12 debit card purchases must post and settle each monthly qualification cycle; (2) have one direct deposit or automatic payment post and settle each monthly qualification cycle; and (3) access online banking and enroll to receive electronic statements. ATM-processed transactions do not count towards qualifying debit card purchases. ATM fee rebates nationwide up to $25 per monthly qualification cycle. ATM-processed transactions do not count towards qualifying debit card purchases. If all Journey Rewards Checking eligibility requirements are met, balances between $10-$20,000 receive an APY of 3.50% while balances over $20,000 receive an APY of .35%. If you do not meet all Journey Rewards Checking eligibility requirements each monthly statement cycle, your account will still function as a Journey Rewards Checking account earning an APY of .05%, and you will not receive ATM fee rebates nationwide for that time period. Rate is subject to change at any time after account opening. Fees may reduce earnings. Federally insured by NCUA.

**Off­er Information: Earn $100 when you; 1) open a new Journey Rewards Checking account by phone 401-233-4700, online at navigancu.org or at any one of our branch locations, and use promo code ‘JOURNEY1002025’ at the time of account opening, AND 2) enroll into direct deposit. Off­er Eligibility: Off­er is limited to one Journey Rewards Checking account per member. Bonus Processing: The $100 bonus will be deposited into active accounts and accounts in good standing within 60 days of all o­ffer requirements being met, and will be identified as “Promotional Credit” on your monthly statement. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099-INT, and may be considered taxable income. Please consult your tax advisor regarding your specific situation.

Navigant Credit Union’s 2024 Annual Meeting will be held on January 27th 2025 at 4:00pm. Click here to learn more.