Cuenta corriente Journey Rewards

APY is Annual Percentage Yield and is accurate as of 12/24/2024. You must maintain a minimum daily balance of $10.00 in your account to obtain the disclosed APY. Also, you must meet each of the following eligibility requirements to receive the full Journey Rewards Checking account benefits: (1) Minimum of 12 debit card transactions must post and settle each monthly qualification cycle; (2) have one direct deposit OR one ACH debit or credit post and settle each monthly qualification cycle; and (3) access online banking and sign up to receive electronic statements. ATM fee refunds nationwide up to $25.00 per monthly qualification cycle. ATM-processed transactions do not count towards qualifying debit card purchases. If all Journey Rewards Checking eligibility requirements are met, daily balances between $10-$20,000 will receive the advertised APY of 3.00%. An interest rate of .345% will be paid only on the portion of daily balances greater than $20,000. The APY for this tier will range from 0.97% to 3.00% depending on the balance in your account. If you do not meet all Journey Rewards Checking eligibility requirements for each monthly statement cycle, your account will still function as a Journey Rewards Checking account earning an APY of 0.05% on the entire balance of $10 or greater, and you will not receive ATM fee refunds for that time period. Rate is subject to change at any time after account opening. Fees may reduce earnings. For existing and new members when a new Journey Rewards Checking account is opened.