Even though we’re already a month into 2026, the beginning of the year is still a great time to take stock of your health, careers, and personal goals. At Navigant Credit Union, we’re urging our members to make increasing their financial literacy a part of their New Year’s resolutions this year.
Financial literacy plays a critical role in long-term security, and the start of a new year offers a natural opportunity to reset habits, refocus priorities, and take practical steps toward greater confidence and stability.
One of the most common finance-related resolutions is building a stronger budget and savings plan. Whether the goal is growing an emergency fund, saving for a major purchase, or gaining clarity around monthly spending, consistency is key. Navigant Credit Union offers a range of savings options—including regular savings accounts, money market accounts, and certificates—to help members choose what works best for their needs. Digital banking tools make it easy to track spending, set up automatic transfers, and monitor progress in real time, helping small habits turn into lasting results.
Managing debt is another priority for many households. Credit cards, personal loans, and student debt can feel overwhelming without a clear strategy. Navigant’s competitive-rate personal loans and balance transfer credit card options can help members simplify payments and potentially reduce interest costs. For those navigating more complex situations, Navigant’s lending team works directly with members to explore consolidation and refinancing solutions that support long-term financial health.
Looking ahead, long-term planning is a key resolution that often gets postponed. Retirement, homeownership, education savings, and investment planning all benefit from early attention. Through NCU Investment Solutions, Navigant provides personalized financial planning and investment guidance tailored to each member’s goals and life stages.
At Navigant Credit Union, financial well-being means offering the right tools, guidance, and local expertise to help members move forward with confidence. A new year doesn’t require a complete financial overhaul. It starts with informed choices, realistic goals, and a financial partner committed to helping every step of the way.
To explore budgeting tools, savings options, lending solutions, and wealth management services, visit navigantcu.org.
