Checking Accounts

Checking

When you're a member of Navigant Credit Union, you enjoy all sorts of conveniences. Just look at the FREE incentives that come with your Navigant checking account.
            


Journe Rewards Checking

2013 open now

Enjoy life's journey with Navigant Credit Union's Premier Account, Journe Rewards Checking.

Earn 1.25% APY* on balances up to $20,000
and ATM fee refunds nationwide**

Meet 3 simple reward rate criteria per qualification cycle:

  1. 12 Debit Card Purchases must post and settle each qualification cycle
  2. Have 1 Direct Deposit or Automatic Payment post and settle per qualification cycle
  3. Enroll to Receive Electronic Statements

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*APY is Annual Percentage Yield. You must maintain a minimum daily balance of $10.00 in your account each day to obtain the disclosed APY. Meet 3 simple reward rate criteria per qualification cycle: 1) 12 Debit Card Purchases must post and settle each qualification cycle 2) Have 1 Direct Deposit or Automatic Payment post and settle per qualification cycle 3) Access Online Banking and Enroll to Receive Electronic Statements. ATM-processed transactions do not count towards qualifying debit card transactions. Tier examples - Tier 1 - balances up to $20,000 receive APY of 1.25%; and Tier 2 - balances over $20,000 earn 0.35% dividend rate on portion of balance over $20,000, resulting in 1.25% - 0.50% APY depending on the balance.

**ATM fee refunds up to $25 per qualification cycle when criteria are met.

E-Access Student Checking

Start your journey off on the right foot with the checking account designed just for students, E-Access Student Checking. This free checking account allows you to manage your finances and access your money anytime, anywhere.

Account benefits:

  • $10 minimum opening balance
  • ATM fees refunded (up to $25.00 per month)
  • Free Debit card (Personalized Debit card for an additional $10.00 charge)
  • Free E-Statements
  • Free Online Banking
  • Free Bill Payment (Must be 18 years old)
  • One NSF fee refund per calendar year
  • Free mobile and text banking
  • .25% off consumer loans, with an automatic debit from your account

* Students 16 and 17 years old require a parent or guardian as a joint owner on the account. When a student turns 25 years old, the account will automatically switch to a free Journe Rewards Checking account or an equivalent account type offered at that time.

Personal Checking

2013 open now

  • No $10.00 low balance fee with direct deposit
  • There will never be a $10.00 service fee for Navigant members who are fifty years of age or over
  • No $10.00 low balance fee when a minimum daily balance of $500 is maintained
  • FREE on site ATM access through Navigant and the Rhode Island Credit Union Connection
  • Interest is paid on all accounts with only a $10.00 minimum daily balance*
  • Account balancing and record keeping made easy with crisp canceled check images
  • FREE Internet Banking and Bill Payment with any checking account
  • .25% off consumer loans, with an automatic debit from your account
  • Overdraft Protection options are available

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Reorder checks from Harland Clarke.

*Call Customer Service at 401-233-4700 for more information. Note: Fees may reduce
earnings.

Relationship Checking

Imagine, for a second, a checking account with everything you need when it comes to basic banking services. Add to it a tiered Money Market with the most competitive rates, lots of free incentives and loan discounts. Now, open your eyes and take a look at Relationship Checking from Navigant Credit Union.

  • Minimum daily combination balance of all deposit accounts of $5,000 waives a $12 low balance fee
  • Tiered Rate Money Market
  • Consolidated Statements
  • Unlimited Check Writing
  • One FREE Basic Checking order per year
  • FREE Debit Card
  • FREE Internet Banking
  • FREE Bill Payment
  • FREE 24 Hour Phone Banking
  • FREE Money Orders and Cashiers Checks
  • .25% off consumer loans, with an automatic debit from your account
  • FREE ATM transactions (Other institution's surcharges are NOT covered.)

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*Call Customer Service at 401-233-4700 for more information. Note: Fees may reduce
earnings. Aggregate balance requirement is calculated using an average daily balance.

NOTICE OF EXPIRATION OF THE TEMPORARY FULL NCUSIF INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS. By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the National Credit Union Share Insurance Fund (NCUSIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the NCUSIF up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information visit www.ncua.gov